UPI PAYMENTS · DIGITAL STOREFRONT · ₹0 TO START

Get paid the moment they tap pay.

ZapPay is the UPI payment gateway built for Indian creators and small businesses — payment links, a built-in store, and instant settlement, free to start.

5K+

5,000+ businesses already use ZapPay

Instant Settle
Payment Received
₹1,499.00
via Google Pay · just now
Order IDZP48291
StatusSettled to wallet
₹0/month
Works with every UPI app
Google Pay
PhonePe
Paytm
BHIM UPI
Amazon Pay
CRED
Features

Everything a payment
gateway should do

Instant UPI Settlements

Money lands in your ZapPay wallet the second a customer pays — no T+2, no waiting on a bank cut-off.

Every UPI App

Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and CRED all work out of the box.

5+ Premium Themes

Pick a payment page that matches your brand instead of a generic form.

Built-in Digital Store

Your own storefront on a clean zappay.shop link — 3 premium white themes, each with its own special feature.

Zap API

Create orders and check payment status straight from your own website or app.

Instant Withdrawals

Every payment settles to your wallet, ready to withdraw on your schedule.

30% Referral Cashback

Invite other businesses to ZapPay and earn a share of what they process.

Zero Documents, ₹0/Month

Sign up and start collecting payments the same day — nothing to upload, nothing upfront.

How It Works

Up and running in
under 5 minutes

1

Sign up free

No documents required.

2

Create a link or store

Set up a payment link or sell a product.

3

Share it anywhere

WhatsApp, Telegram, Instagram, or your site.

4

Get paid, withdraw

Instant settlement, withdraw anytime.

₹10L+
Processed Monthly
5,000+
Active Businesses
99.9%
Uptime SLA
30%
Referral Cashback
Learn More

Everything about the
ZapPay payment gateway

Short guides on the ZapPay gateway, UPI payments, and getting your integration live.

ZapPay Gateway

ZapPay Gateway: The Basics

The ZapPay gateway is a UPI payment gateway and digital store rolled into one dashboard. Instead of juggling a separate payment processor, storefront, and payout system, you create a payment link inside ZapPay, share it with your customer, and the ZapPay gateway handles the UPI charge, the receipt, and the settlement to your wallet — all from a single account, free to start.

ZapPay UPI Gateway

How the ZapPay UPI Gateway Handles Payments

The ZapPay UPI gateway works with every major UPI app — Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and CRED — so your customer pays with whichever app they already have open. Behind the scenes, the ZapPay UPI gateway verifies the payment in real time and updates your order status automatically, so you never have to manually confirm a UPI transfer again.

ZapPay Payment Gateway

ZapPay Payment Gateway for Digital Products

Selling an eBook, a course, a template pack, or software? The ZapPay payment gateway lets you attach a product to a payment link and pick from 5+ premium themes for the checkout page. Share one link on Telegram, WhatsApp, or Instagram, and the ZapPay payment gateway takes care of collecting payment and delivering access.

0 Rupee Gateway

Best Payment Gateway at 0 Rupee

Most payment gateways charge a monthly fee or ask for business documents before you can accept a single rupee. ZapPay flips that: it's usable at ₹0 a month, with no setup cost and no document requirement, which is why creators searching for the best payment gateway at 0 rupee in India keep landing on ZapPay first.

Getting Started

Getting Started with ZapPay

Getting started with ZapPay takes under five minutes — sign up, verify your details, and your dashboard is ready to create payment links or product pages. There's no waiting period between signing up and accepting your first UPI payment, which is the main reason ZapPay gets recommended for fast, no-fuss onboarding.

ZapPay Integration

ZapPay Integration Using the Zap API

For developers who want ZapPay integration inside their own website or app, the Zap API exposes endpoints to create an order, check its status, and receive webhook notifications when a payment completes. The Developer Portal ships with ready-to-use guides for HTML, PHP, and Node.js, so a working ZapPay integration is usually a same-day task.

Free Gateway

ZapPay Free Gateway Plan, Explained

The ZapPay free gateway plan includes payment links, all UPI apps support, and premium payment page themes — no trial countdown, no forced upgrade. It's meant to let you run a real business on it, so you can decide later whether a paid plan is worth it once you're already seeing income come through.

FAQ

Frequently asked
questions

What is ZapPay?
ZapPay is a UPI payment gateway and digital product selling platform built for Indian businesses and solo creators. With the ZapPay payment gateway, you can create payment links, accept UPI payments from any app, and sell digital products online — all without writing a single line of code.
Is the ZapPay UPI gateway really free to start?
Yes. You can start using the ZapPay UPI gateway for ₹0 per month. There's no setup fee and no hidden charges — you get payment links, all UPI apps support, and 5+ premium payment page themes right from the free plan.
Which UPI apps work with the ZapPay payment gateway?
The ZapPay payment gateway supports every major UPI app, including Google Pay, PhonePe, Paytm, BHIM UPI, Amazon Pay, and CRED. Your customers can pay using whichever app they already have installed — no extra setup needed on your end.
Can I create a payment link for my digital product?
Yes. ZapPay lets you generate a payment link for any digital product — eBooks, courses, templates, or software — in seconds. Share the link on Telegram, WhatsApp, Instagram, or your own website and get paid instantly.
Do I need documents to start collecting payments?
No. ZapPay is built for instant onboarding, so you can sign up and start collecting payments without submitting any documents — one of the fastest ways for creators and small businesses in India to start accepting UPI payments.
Can I use ZapPay as a digital store?
Absolutely. ZapPay's Store Portal gives you a dedicated storefront on your own zappay.shop link — add your products, then pick from 3 premium white themes (Boutique, Editorial, or Market), each with its own special feature like a wishlist or an auto-curated spotlight. Customers browse and buy straight from the grid.
Does ZapPay have a Developer Portal or API?
Yes. The ZapPay Developer Portal gives you a Zap API to create orders and check payment status directly from your own website or app — with ready-to-use guides for HTML, PHP, and Node.js. Check it out at /api.html.
How many businesses use ZapPay?
ZapPay is trusted by 5,000+ businesses across India, processing over ₹10,00,000 in transactions every month through its UPI payment gateway.
Is the ZapPay payment gateway safe and secure?
Yes. ZapPay uses secure, encrypted UPI transactions and monitors payment links and transactions to help prevent fraud. Your money settles instantly to your ZapPay wallet or bank account, with full transaction history available on your dashboard.
How can I contact ZapPay support?
You can reach ZapPay support anytime via Telegram (@ZapPay_owner), email, or the in-built support chat inside your ZapPay dashboard. Our team replies quickly — no ticket queues, no long waits.
People Also Ask

Questions people ask
about ZapPay

? What is the ZapPay gateway used for?
The ZapPay gateway is used to accept UPI payments and sell digital products online. Businesses and solo creators use it to generate a payment link, share it anywhere, and get paid instantly without building any custom checkout of their own.
? How does the ZapPay UPI gateway work?
You sign up for free, create a payment link or product page from your dashboard, and share it with your customer. When they pay via any UPI app, the ZapPay UPI gateway confirms the transaction and credits the amount to your ZapPay wallet, ready to withdraw.
? Is there really a best payment gateway at 0 rupee?
Yes — ZapPay is built to be usable at ₹0 per month, with no setup fee. That's what makes it one of the best options for a payment gateway at 0 rupee, since new creators and small businesses can start accepting UPI payments without any upfront cost.
? How do I complete ZapPay integration on my website?
ZapPay integration is done through the Zap API from the Developer Portal. You generate an API key, call the create-order endpoint from your website or app, and check payment status with the order ID — with ready guides for HTML, PHP, and Node.js.
? What makes ZapPay different from other UPI gateways?
ZapPay combines a UPI payment gateway with a built-in digital store, 5+ premium payment page themes, an inbuilt wallet, and a referral program — most competing gateways only handle payments and leave the storefront and payouts to separate tools.
? Can I use ZapPay as a free gateway with no charges?
Yes. The ZapPay free gateway plan has no monthly charge and no document requirement — you get payment links, UPI acceptance, and premium themes from day one, so you can test the platform fully before deciding to upgrade.

Ready to accept UPI payments
& sell digital products?

Join 5,000+ businesses across India using ZapPay to collect payments instantly — free to start.

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