ZapPay is the UPI payment gateway built for Indian creators and small businesses — payment links, a built-in store, and instant settlement, free to start.
5,000+ businesses already use ZapPay
Money lands in your ZapPay wallet the second a customer pays — no T+2, no waiting on a bank cut-off.
Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and CRED all work out of the box.
Pick a payment page that matches your brand instead of a generic form.
Your own storefront on a clean zappay.shop link — 3 premium white themes, each with its own special feature.
Create orders and check payment status straight from your own website or app.
Every payment settles to your wallet, ready to withdraw on your schedule.
Invite other businesses to ZapPay and earn a share of what they process.
Sign up and start collecting payments the same day — nothing to upload, nothing upfront.
No documents required.
Set up a payment link or sell a product.
WhatsApp, Telegram, Instagram, or your site.
Instant settlement, withdraw anytime.
Short guides on the ZapPay gateway, UPI payments, and getting your integration live.
The ZapPay gateway is a UPI payment gateway and digital store rolled into one dashboard. Instead of juggling a separate payment processor, storefront, and payout system, you create a payment link inside ZapPay, share it with your customer, and the ZapPay gateway handles the UPI charge, the receipt, and the settlement to your wallet — all from a single account, free to start.
The ZapPay UPI gateway works with every major UPI app — Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and CRED — so your customer pays with whichever app they already have open. Behind the scenes, the ZapPay UPI gateway verifies the payment in real time and updates your order status automatically, so you never have to manually confirm a UPI transfer again.
Selling an eBook, a course, a template pack, or software? The ZapPay payment gateway lets you attach a product to a payment link and pick from 5+ premium themes for the checkout page. Share one link on Telegram, WhatsApp, or Instagram, and the ZapPay payment gateway takes care of collecting payment and delivering access.
Most payment gateways charge a monthly fee or ask for business documents before you can accept a single rupee. ZapPay flips that: it's usable at ₹0 a month, with no setup cost and no document requirement, which is why creators searching for the best payment gateway at 0 rupee in India keep landing on ZapPay first.
Getting started with ZapPay takes under five minutes — sign up, verify your details, and your dashboard is ready to create payment links or product pages. There's no waiting period between signing up and accepting your first UPI payment, which is the main reason ZapPay gets recommended for fast, no-fuss onboarding.
For developers who want ZapPay integration inside their own website or app, the Zap API exposes endpoints to create an order, check its status, and receive webhook notifications when a payment completes. The Developer Portal ships with ready-to-use guides for HTML, PHP, and Node.js, so a working ZapPay integration is usually a same-day task.
The ZapPay free gateway plan includes payment links, all UPI apps support, and premium payment page themes — no trial countdown, no forced upgrade. It's meant to let you run a real business on it, so you can decide later whether a paid plan is worth it once you're already seeing income come through.
Join 5,000+ businesses across India using ZapPay to collect payments instantly — free to start.